# Use Cases Managing stablecoin cash is risky, cumbersome, and costly. USD+ solves these problems for 3 distinct groups of stakeholders: * For fiat investors: USD+ solves for easy access to a superior yield generation with minimum risk and maximum liquidity * For the crypto community: USD+ simplifies stablecoin cash management, an opportunistic and non-core activity, that can be time-consuming and costly * For AMMs: USD+ provides an opportunity to earn a yield on massive amounts of liquidity locked in protocols like SushiSwap and Uniswap, liquidity that is not currently generating any yield for them **For fiat investors:** * An online broker, aka Robinhood, lets its clientele buy USD+ from its app as a high yield alternative to the money market fund * A neobank, aka Revolut, builds a savings account, with the rate linked to Overnight's yield * A qualified investor invests in a registered/regulated fund in a respectable jurisdiction, e.g. Switzerland, Singapore, or the Netherlands, that holds USD+ **For the crypto community:** * A solid alternative for low-risk users who are still in a look out for yields in DeFi * A crypto-investor temporarily exits its ETH position and holds USD+ tokens as a ‘risk-free yield generating alternative’ until their market view improves * A new blockchain project raises \[Х] mil USD in cryptocurrency and stablecoins to fund its 2-year roadmap, project chooses to keep it in USD+ to minimize volatility while earning \~2 bps / 7.6% APY a day ***For AMMs:*** * A decentralized exchange, aka SushiSwap, lowers fees and sponsors USDC/USD+, wETH/USD+, etc. trading pairs, as it starts receiving interest on USD+ posted by liquidity providers The above use cases are centered around yield generation. As USD+ is a stablecoin, there are many use cases around payments, be that P2P, B2C, or C2B, onchain or across chains. Given USD+ is pegged to USDC, onchain to off-chain use cases are also possible.